YieldRoof Guides
Practical guides to real estate investment analysis
Learn the calculation method, follow a complete practical example, and compare strategies or metrics before making a decision.
Twenty-four published Guides
Published Guides
Every calculator has a method, a practical example, and a comparison guide, presented in that order.
Underwrite a long-term rental
Rental Property Calculator
- Method
How to Calculate Rental Property Cash Flow
Build rental cash flow from scheduled income through vacancy, NOI, and debt service with a complete worked example.
With Rental Property Calculator - Example
Rental Property Analysis Example: A Complete Deal Breakdown
Underwrite one educational rental deal from complete inputs through operating performance, financing, investor returns, and a rent downside.
With Rental Property Calculator - Comparison
Rental Property Metrics Compared: Cash Flow, Cap Rate, Cash-on-Cash Return, and DSCR
See how five rental metrics answer different questions and which results change when only financing changes.
With Rental Property Calculator
Compare operating yield before financing
Cap Rate Calculator
- Method
How to Calculate Cap Rate on a Rental Property
Learn the cap rate formula, calculate NOI, compare two properties, and understand why no single cap rate fits every market.
With Cap Rate Calculator - Example
Cap Rate Example: Comparing Two Rental Properties
Calculate and compare NOI and cap rate for two educational properties, then stress one property’s vacancy.
With Cap Rate Calculator - Comparison
Cap Rate vs. Gross Rent Multiplier: Which Metric Tells You More?
Calculate GRM and cap rate side by side, then increase one property’s expenses to expose the metrics’ different boundaries.
With Cap Rate Calculator
Estimate a fixed-rate loan payment
Mortgage Calculator
- Method
How to Calculate a Mortgage Payment
Follow the fixed-rate mortgage formula with full substitution, then build an initial total monthly housing estimate.
With Mortgage Calculator - Example
Mortgage Payment Example: Principal, Interest, Taxes, and Insurance
Follow a complete amortization example from principal and monthly rate through P&I, PMI, housing costs, and rate sensitivity.
With Mortgage Calculator - Comparison
15-Year vs. 30-Year Mortgage: Payment, Interest, and Cash Flow Comparison
Hold price and rate constant to isolate how mortgage term changes payment, amortization, interest, rental cash flow, and coverage.
With Mortgage Calculator
Model buy, rehab, rent, and refinance
BRRRR Calculator
- Method
How to Analyze a BRRRR Deal
Model acquisition, rehab, stabilized rental operations, refinance proceeds, and the cash that remains invested.
With BRRRR Calculator - Example
BRRRR Deal Example: From Purchase to Refinance
Follow invested cash and debt through every BRRRR stage, then model the effect of a lower refinance appraisal.
With BRRRR Calculator - Comparison
BRRRR vs. Buy and Hold: Comparing Two Rental Property Strategies
Track cash, debt, equity, and stabilized cash flow with and without a refinance, then stress the BRRRR appraisal.
With BRRRR Calculator
Plan a renovation and resale
House Flipping Calculator
- Method
How to Calculate Profit on a House Flip
Build a complete flip cost stack and see how financing, time, and selling costs reduce the apparent spread.
With House Flipping Calculator - Example
House Flipping Deal Example: Costs, Profit, and ROI
Turn an apparent purchase-to-sale spread into a complete project result and stress the timeline.
With House Flipping Calculator - Comparison
Flip vs. Rent: Comparing Two Exit Strategies for the Same Property
Separate flip profit and ROI from annual rental cash flow and cash-on-cash return, then stress a delayed sale.
With House Flipping Calculator
Measure return on cash invested
Cash-on-Cash Return Calculator
- Method
How to Calculate Cash-on-Cash Return
Calculate invested cash, NOI, debt service, annual cash flow, and cash-on-cash return without omitting upfront costs.
With Cash-on-Cash Return Calculator - Example
Cash-on-Cash Return Example: A Rental Property Breakdown
Separate the return numerator and denominator and compare two financing structures for the same rental.
With Cash-on-Cash Return Calculator - Comparison
Leveraged vs. All-Cash Rental Property: Cash Flow and Return Comparison
See why more cash flow dollars and a higher return percentage can point in different directions under two capital structures.
With Cash-on-Cash Return Calculator
Check debt-service coverage
DSCR Calculator
- Method
How to Calculate DSCR for a Rental Property
Calculate property-level DSCR, required NOI, and sensitivity to vacancy, expenses, rate, and loan terms.
With DSCR Calculator - Example
DSCR Calculation Example for a Rental Property
Build property-level debt coverage, reverse an illustrative target, and stress the proposed rate.
With DSCR Calculator - Comparison
DSCR vs. Loan-to-Value: How the Two Lending Metrics Differ
Calculate DSCR and LTV for two scenarios, then raise vacancy to show why only the coverage ratio changes.
With DSCR Calculator
Underwrite a short-term rental
Airbnb Calculator
- Method
How to Calculate Airbnb Profitability
Calculate short-term rental revenue and costs from ADR, occupancy, bookings, turnovers, expenses, and debt service.
With Airbnb Calculator - Example
Airbnb Investment Analysis Example: Revenue, Expenses, and Cash Flow
Convert annualized ADR and occupancy into revenue, NOI, cash flow, and a lower-occupancy sensitivity.
With Airbnb Calculator - Comparison
Airbnb vs. Long-Term Rental: Revenue, Expenses, and Cash Flow Compared
Compare annual revenue, operating costs, NOI, and cash flow, then reduce only short-term occupancy.
With Airbnb Calculator