Disclaimer

1. Information and educational purposes only

YieldRoof provides calculators and general information to help users explore possible real estate scenarios. The website is a planning aid, not a substitute for due diligence, professional judgment, or advice tailored to your circumstances.

2. No professional advice

Nothing on YieldRoof is financial, investment, tax, legal, accounting, lending, or mortgage advice. YieldRoof is not a lender, mortgage broker, financial adviser, investment adviser, real estate agent, accountant, or law firm. Use of the website does not create a professional, advisory, fiduciary, client, brokerage, or lending relationship.

Calculator results are not an appraisal, inspection, credit decision, underwriting result, loan quote, loan commitment, offer, forecast from a licensed professional, or recommendation to buy, sell, hold, rent, renovate, or refinance property.

3. Results are estimates

Every output depends on the inputs you provide, the formulas used, assumptions built into the selected calculator, and rounding. If an input is incomplete, outdated, optimistic, or incorrect, the result will reflect that limitation. Even accurate inputs cannot eliminate uncertainty about future events.

Actual mortgage terms, taxes, insurance, vacancy, repairs, operating expenses, rental income, occupancy, platform fees, closing costs, financing costs, and sale proceeds may differ materially from an estimate. A calculator may not include every cost, restriction, timing issue, local rule, or transaction-specific feature.

Historical, sample, and projected values do not guarantee future performance. Real estate values, interest rates, rents, expenses, regulations, and market liquidity can change without notice.

4. Limits of each calculator

Rental Property Calculator

Rental property estimates depend on rent, vacancy, financing, operating costs, and growth assumptions. They may not capture tenant turnover, collection losses, major capital work, local taxes, permitting, rent restrictions, or changing property-management costs.

Cap Rate Calculator

Cap rate is a simplified property-level measure based on value and net operating income. It does not by itself account for financing, income taxes, appreciation, sale costs, capital structure, or the timing and risk of cash flows. Property value and stabilized income may differ from your estimates.

Mortgage Calculator

Payment estimates use the entered loan amount or price, down payment, interest rate, term, taxes, insurance, association fees, and mortgage insurance assumptions. A lender may calculate payments, escrow, eligibility, fees, rate adjustments, and amortization differently. The result is not a loan offer or approval.

BRRRR Calculator

Buy, rehab, rent, refinance, repeat scenarios depend heavily on repair cost and timing, after-repair value, achievable rent, vacancy, refinance loan-to-value, appraisal, lender seasoning rules, rates, and closing costs. Refinancing may be delayed, offered on different terms, or unavailable, leaving more capital invested than estimated.

House Flipping Calculator

Flip estimates depend on purchase and sale prices, renovation scope, holding period, financing, selling costs, and taxes. Unexpected repairs, permitting delays, contractor issues, market changes, carrying expenses, concessions, and transaction costs can substantially change profit or produce a loss.

Cash-on-Cash Return Calculator

Cash-on-cash return compares estimated annual cash flow with entered cash invested. It is not a complete measure of total return and may omit appreciation, depreciation, income taxes, future capital expenditures, sale proceeds, and the time value of money.

DSCR Calculator

Debt service coverage estimates depend on calculated property income, expenses, and debt service. Lenders define qualifying income, expenses, reserves, minimum ratios, interest rates, and underwriting adjustments differently. A result above a selected threshold does not establish loan eligibility or approval.

Airbnb Calculator

Short-term rental estimates are particularly sensitive to nightly rate, occupancy, seasonality, available nights, length of stay, cleaning costs, platform fees, management costs, local taxes, and local operating restrictions. Platform rules and fees may change, and actual bookings can vary substantially from projections.

5. Your responsibility to verify information

You are responsible for checking every input and output against current source documents and transaction facts. Relevant sources may include a lender's written terms, tax records, insurance quotes, leases, property-management records, platform statements, inspections, contractor bids, title materials, closing disclosures, appraisals, and applicable rules.

Before committing funds, signing an agreement, applying for financing, or taking tax or legal action, consult appropriately qualified financial, investment, tax, legal, accounting, lending, mortgage, real estate, and other professionals as your situation requires.

6. Use at your own risk

You decide whether and how to use YieldRoof and assume the risk of relying on its estimates. The tools cannot assess property condition, neighborhood factors, borrower eligibility, personal risk tolerance, contractual obligations, or all consequences of a transaction.

7. External information and links

YieldRoof may refer or link to third-party websites or information. Those materials are provided for convenience and are not controlled, verified, or endorsed by YieldRoof. Third-party content may be incomplete, inaccurate, unavailable, or subject to different terms and privacy practices.

8. No warranties and limitation of liability

YieldRoof is provided “as is” and “as available,” without warranties of accuracy, completeness, availability, merchantability, fitness for a particular purpose, non-infringement, or results, to the extent permitted by law.

To the maximum extent permitted by law, YieldRoof will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, opportunities, financing, data, revenue, or property value resulting from use of the website or reliance on a calculation. Nothing in this disclaimer limits liability or rights that cannot lawfully be limited.

9. Changes and contact

This Disclaimer may be updated as YieldRoof's calculators, assumptions, third-party services, or applicable requirements change. The current version will be posted here with a revised “Last updated” date.

Questions about this Disclaimer may be sent to contact@yieldroof.com.